Insurance products

Since now you can take out insurance in COMINBANK branches.

For the attention of COMINBANK customers:

 Home protection             Motor third party            Green card                     Umbrella               Health protection

                                           liability insurance

                                                            

Contract of               STOP.CORONAVIRUS         Travel insurance          Child protection

civil liability                                                

                                                                                                                                                                                             
The Bank's employees will be happy to advise you and select the best programme for you.

1. Obligatory Motor Third Party Liability Insurance (MTPL policy) — is a mandatory type of insurance. According to the Law, every land vehicle (car, truck, bus, motorcycle and scooter, trailer to a car or truck) must be provided with civil liability  insurance.

2. Civil liability contract (CLC) — is an insurance policy that provides for an increase in the limits of indemnity under the policy, "extension of motor third party liability". The payment is made in case of full use of the limits under the policy "Motor Third Party Liability".

3. A Green Card — цis an international motor third party liability insurance policy that indemnifies the injured party in the event of an accident in a foreign country. You will need a Green Card to travel by car outside Ukraine. After payment, the issued insurance is automatically sent in PDF format to the client's e-mail, stored electronically and does not require printing. The vehicle insurance policy is checked using a unique QR code specified in the contract. You can also check its status on the MTIBU website.

4. Home protection — voluntary property insurance (apartment or private house).

Insurance risks:
✓ Fire, explosion (including gas explosion);
✓ Natural disasters/meteorological phenomena: lightning strike; wind, tornado, hurricane, storm; avalanches, floods; precipitation: hail, rainfall that may cause damage;
✓ ✓ Breakdowns of water supply, sewerage, heating and fire extinguishing systems, including their false triggering;
✓ ✓ Unlawful acts of third parties - burglary, robbery.

5. Travel insurance — medical insurance for travellers abroad.

6. STOP.CORONAVIRUS- Insure yourself and your loved ones in case of illness.
 
Convenient health insurance is available online and reimburses expenses up to the sum insured in case of hospitalisation caused by the coronavirus

Important! People aged 1 to 60 can take out insurance.

✓ Insurance coverage for inpatient treatment for up to 30 days.
✓ Insurance coverage - 24 hours a day.

7. "UMBRELLA" protection against injuries from the partner of UICC "ASKA-LIFE" age (1-69 years)

The programme is designed to provide financial support to the insured person in case of any traumatic injuries: bones, soft tissues, internal organs, eyesight, hearing, burns, cuts, bites by animals and insects, frostbite, electric or lightning shock, poisoning resulting from an accident, household injuries, injuries at work, road traffic accidents or illegal actions of third parties, including those caused by direct or indirect impact of weapons, i.e. military operations.

✓ There is no need to collect receipts and bills for treatment, and there is no link to medical institutions.

✓ Money for treatment is returned to the family budget.

✓ The amount of payment is determined by the table of injuries and ranges from 1% to 100%.

✓ If there are several injuries, the payment will be provided for each case separately.

8.ACCIDENT from the partner of UICC "ASKA-LIFE" (age 18-65 years)

ACCIDENT shall mean a sudden, accidental, short-term, unpredictable and independent of the will of the Insured (Insured, Beneficiary) event that actually occurred and resulted in health disorder and/or death of the Insured

Sum insured from UAH 30,000 to UAH 100,000

Insurance risks:

*death of the Insured during the term of the Agreement - 1% of the sum insured;
*death of the Insured as a result of an accident occurred during the period of validity of the Contract - 100% of the Sum Insured;
*permanent disability of the Insured - Disability of group I as a result of an accident occurred during the period of validity of the Contract - 100% of sum insured

9.ACCIDENT «Child protection» age (3-18) from  the partner of IC "Universalna"

*expenses for medicines up to the limit of UAH 4 000;                                                       

*death benefit or disability benefit up to the limit of UAH 20,000

Accident consequences: :

*Establishment of primary disability

*Death of the insured person

*Medical expenses:

Documented costs of medicines/diagnostics for the treatment of injuries caused by an accident and/or diseases that are complications of such injuries

10.10.ACCIDENT "Health protection" age (18-55) from the partner of IC "Universalna"

*expenses for medicines up to the limit of UAH 4 000;
*payment in case of diagnosis of stroke, heart attack, malignant neoplasm in the amount of UAH 10 000
*payment in the event of death or establishment of disability of the first group up to the limit of UAH 20,000