We will be happy to answer all your questions regarding the proposed service in any way convenient for you.
In addition to online ordering, you can visit our branches or call the Contact Center:
0 800 501 200 (free of charge in Ukraine)
Here you will find short-term and long-term loan offers. Payday loans, loans for purchasing goods, or cash loans — the choice is yours!
Applying for a loan does not take much time. It only takes a few minutes for our partner to start reviewing your application.
Up to 15 minutes to make a decision on a loan! Minimum documentation and favourable terms.
Warning about possible consequences for the Customer in case of using the service or failure to fulfil obligations under the consumer loan agreement ‘CreditXXXXXXX’ (hereinafter referred to as the Loan).
1. Possible consequences for the Customer in case of using the banking service:
The Customer has no right to withdraw from the Credit Agreement, the performance of obligations under which is secured by a notarised mortgage agreement.
The Client shall repay the loan amount, commissions and interest for its use in accordance with the terms of the Loan Agreement and the requirements of Ukrainian legislation.
For failure to fulfil or improper fulfilment of obligations under the Loan Agreement, the Bank and the Customer shall be liable in accordance with the terms of the Loan Agreement and the requirements of the current legislation of Ukraine.
The Bank has the right, in cases specified in the Loan Agreement, to demand early repayment of loan payments and compensation for losses caused to it by a breach of obligations.
The Bank has the right to satisfy the claim for repayment of the loan debt at the expense of the mortgaged real estate, including out of court if there is a corresponding provision in the mortgage agreement or in a separate agreement concluded with the Bank. The mortgage on the property shall be terminated upon full repayment of the customer's debt under the Loan Agreement, expiry of the mortgage agreement or sale of the mortgaged property in accordance with the Law of Ukraine ‘On Mortgage’.
If the proceeds from the sale of the mortgaged real estate are insufficient to repay the claim under the Loan Agreement, the Bank may foreclose on the customer's personal property to repay the loan.
The Bank has the right to submit information to the credit bureau/Credit Register of the National Bank of Ukraine, which may result in the formation of a negative credit history and be taken into account by the Bank or other financial institutions when making decisions on granting loans in the future.
The Bank has the right to engage collection agencies acting on behalf of the Bank to settle overdue debts. The customer has the right to contact the National Bank of Ukraine in case of violation by the collection agency of the Law of Ukraine ‘On Consumer Lending’ and/or other legislation in the field of consumer lending, including violation of the requirements for interaction with the Borrower in the settlement of overdue debt (requirements for ethical behaviour), as well as to file a lawsuit for compensation for damage caused to the Borrower in the process of settling the latter's overdue debt. The collection agency is liable in accordance with Article 182 of the Criminal Code of Ukraine.
2. Possible consequences for the Client in case of failure to fulfil their obligations under the banking service agreement:
2.1. In case of violation of the terms of repayment of the Loan and/or interest and/or commissions, the Client is obliged to pay the Bank a penalty in the amount of double the NBU discount rate in effect during the period of delay, calculated on the amount of the overdue payment for each day of delay, but not more than 15% of the amount of the overdue payment.
Loans are provided by partners of JSC ‘COMINBANK’.
Loans are provided to citizens of Ukraine, except for those in temporarily occupied territories.