We are pleased to inform you that today, June 14, 2021, we have launched an updated program "Microcrediting" for Clients of micro and small business! We have significantly simplified processes inside the Bank so that our potential Clients can obtain loans of up to UAH 5 million as quickly as possible and with minimal requirements from the Bank.
To create this project, we invited an expert with 18 years of experience in the banking sector of Ukraine in the area of microcrediting - Yurii Voichak, who headed the Microcrediting Department and created the project «from scratch». It should be noted that for the past 6 years he worked in international consulting companies, creating or strengthening similar microcrediting projects in commercial Banks in countries such as Latvia, Georgia, China, and Nepal. Accordingly, he participated as an expert in various projects of international organizations (EBRD, KfW, IFC), implemented by the companies Business & Finance Consulting (Switzerland), Frankfurt School of Finance & Management gGmbH (Germany), Silkroad Business Consulting (China).
An interesting fact is that Yurii personally knows and was trained by the founder and ideologist of the microcrediting program in the world, Muhammad Yunus, who in 1976 founded Grameen Bank, which exists to this day and serves more than 6 million borrowers. Even in the USA there are 25 bank branches used by 120 thousand clients. By the way, interesting facts about the work of this bank are that more than 70% of borrowers – are women. The average loan size – is USD 1 thousand. In total, the bank has issued about a billion US dollars of loans for the business needs of small clients. In 2006, Muhammad Yunus was nominated for the Nobel Peace Prize. You can read the story of Muhammad Yunus at the link.
In the center of the photo is Muhammad Yunus, and on the left is our Director of the Microcrediting Department, Yurii Voichak.
For the convenience of work, we have created the possibility of online submission of applications for clients, and our specialists will already contact each interested person and provide consultation on the lending conditions. We preserve the principles of the bank's individual approach and consideration of the specialization of each business when making a decision regarding the possibility of providing financing.
