COMINBANK is among TOP-10 banks with the highest deposit rating

According to the results of the first quarter of 2025, COMINBANK was ranked 7th in the TOP-10 banks with the highest deposit rating by the Standard Rating Agency.

The 48th rating of bank deposit reliability was presented by experts on 16 June.

JSC ‘COMINBANK’ has consistently entered the TOP-10 of the deposit reliability rating. In 2024, the bank's profit after tax amounted to UAH 168.62 million. The first quarter of 2025 was also profitable for the bank. As of the beginning of the second quarter of 2025, JSC ‘COMINBANK’ had a high regulatory capital of UAH 655.88 million, with a standard of at least UAH 200 million, and with a margin complied with the regulatory capital adequacy ratio (RCR) at 12.76% with a standard value of at least 9.25%.

Also, the bank was well provided with liquidity: the liquidity coverage ratio for all currencies (LCRvv) as of 01.04.2025 was 304.92%, and the long-term liquidity ratio (NFSR) was 180.43%.

JSC ‘COMINBANK’ slightly improved its liquidity ratios for the first quarter of 2025 and had a high level of external support from the shareholder.

The agency also studied deposit, card and savings programmes for households of 50 banks and identified the leaders: among banks with foreign capital, the ‘Income Card’ programme from JSC COMINBANK was recognised as the best banking product for placing households' funds. The programme provides free access to funds and a higher interest rate at the same time, and combines the advantages of a deposit and a bank card.

The full version of the Report is available on the website RA ‘Standard-Rating’