To the attention of customers! Changes to the public offer of JOINT STOCK COMPANY "COMINBANK" (for individuals)

Dear customers, we would like to inform you that according to the Minutes of the Management Board Meeting of JSC "COMINBANK" No. 14/09-1 dated 14.09.2023, Amendments No. 2 to the Rules for the provision of payment and other services to individuals in JSC "COMINBANK" (hereinafter referred to as the Rules) were approved. The amendments mainly concern:
 

• description and compliance with the requirements of the CRS and the general reporting standard in accordance with the Law of Ukraine "On Amendments to the Tax Code of Ukraine and Other Legislative Acts of Ukraine on the Implementation of the International Standard for the Automatic Exchange of Information on Financial Accounts", Order of the Bank dated 27.06.2023 No. 354-ОД "On the Implementation of the General Standard for Reporting and Due Diligence of Information on Financial Accounts (Multilateral Agreement/CRS Standard)" (Section 12 of the Rules);
• Changes to the procedure for informing customers about changes to current account service fees (Section 3 of the Rules);
• clarification of the terms and conditions for the purchase and sale of non-cash foreign currency in the CIB-Online Internet banking system (section 8 of the rules);
• clarifying the details of ATM receipts/cheques generated by the Bank (payment service provider) using payment devices based on the results of cash deposit transactions to credit the amount to accounts without using issued payment instruments, the procedure for storing these receipts; clarifying the list of signs of significant wear and tear/damage to foreign currency banknotes accepted by the Bank for collection, etc. (section 9 of the Rules)
• updating the Rules for the Use of Payment Cards (Annex 1 to the Rules), etc.

Amendments No. 2 to the Rules for the provision of payment and other services to individuals in JSC "COMINBANK" will come into force on 26.09.2023 - in terms of: compliance with the requirements of the CRS and the CRS General Reporting Standard (section 12); clarification of the terms and conditions for the provision of payment services for cash transactions (section 9) and other changes, except for issues related to payment cards (section 4, Annex 1 to the Rules);

from 16.10.2023 - in terms of issues related to payment cards (Section 4, Annex 1 to the Rules).

These amendments to the Rules are available here.