Today JSC «CIB» offers a series #quarantinetips with a financial-practical direction. Earlier, many people did not have enough time for these «trivial questions».
Now a significant number of workers are on unplanned vacations or work remotely. The latter factor also significantly saves a heap of time that under previous conditions was spent on travel. It is advisable to spend these one and a half to two hours a day on organizing documents, finances, and finally, your own things in the closet and drawers.
Resolve your financial issues
Putting things in order goes hand in hand with order in financial matters. Perhaps, you have promised yourself more than a thousand times to start saving. Now you have enough time to analyze your bank accounts, expenses, and more thoroughly study your financial habits.
The key factor for annual saving is finding items on which you spend very little money, and which pull your entire financial plan down. Look through the history of your bank accounts for the past 6-12 months and try to find out what they are. Write them down, calculate how much you spend on them annually or monthly, and set up a plan to replace them with a cheaper alternative or omit them entirely. If you have savings, think about deposit accounts and how much you can earn.
Organize your things
Do you have matters that you keep putting off and never get around to resolving? Now you have the opportunity to resolve them. Currently, this is a good chance to sort out important documents, transfer photos from phone to computer, sew on torn buttons on clothes, and other things for which you previously had no time.
Learn something new
The nationwide quarantine — is a great opportunity to study a new foreign language or a useful professional skill. Thanks to this, you can improve your position on the labor market and achieve a higher salary, or get a new and better job.
Learning new skills does not have to be difficult at all. On the Internet, you will find many webinars that will give an introduction and basic knowledge of marketing, accounting, or any other area. Therefore, you can find a webinar tailored to your professional direction.
Do you want to study a new foreign language? Download one of hundreds of applications to your mobile device, in which you can choose one of the well-known world languages (English, Spanish, German, French, Chinese), as well as lesser-known languages (e.g., Dutch, Swedish, etc.). Watch your favorite films or TV series with foreign subtitles, combining the pleasant with the useful.
To be continued…
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