Available credits 5-7-9%

Non-revolving credit line

Revolving credit line

Up to 3 years
Turnover of tranches - 90/180/270 days (for farmers)

Line amount

From 100,000 to 50,000,000 UAH*

Loan amount

Up to 80% of the investment project cost

Up to 25% of the cost of an investment project financed by credit funds - for expenses that are an integral part of the implementation of such a project**.

Rate

• 7% or 9% per annum – in the first quarter (depending on the amount of income received per group for the last reporting year).
• From 5% to 9% per annum – from the next quarter (depending on the number of new jobs, reviewed quarterly)

In tranches to the supplier'saccount with control of compliance with the intended use

In tranches to the borrower's account with control over compliance with the intended use

In equal installments or adapted (deferred repayment of the loan principal for farmers - up to 6 months, repayment of interest - monthly on the 1st day of the month).

Turnover of tranches is 90/180/270 days (for farmers)
Repayment of % - monthly on the 1st day of the month

Collateral

Real estate/automobiles/agricultural machinery/equipment + guarantee from an individual - business owner (for legal entities)

Real estate/automobiles/agricultural machinery/equipment + guarantee from an individual - business owner (for legal entities)

1%/1.5% (one-time loan issuance) - for existing businesses/startups

Guarantee of principal debt from the state

For startups

Mandatory conditions

For startups: availability of a high-quality business plan (you can complete training according to the program sme.gov.ua/579start)

Purposes

Support of investment projects related to the production of medicines, medical devices, and medical equipment

Working capital loan without reference to investment project expenses**

Refinancing of existing debt on business loans in Ukrainian banks   

at 0%   

Type of loan

Non-revolving credit line

Revolving credit line

• Non-revolving credit line
• Revolving credit line

Validity period of the line (tranche)

Up to 5 years

Up to 3 years
Turnover of tranches - 90/180/270 days (for farmers)

• Up to 5 years – for non-revolving credit lines.
• Up to 3 years - for revolving lines

Line amount

From 100,000 UAH

up to 50,000,000 UAH***

Issue method

  In tranches to the supplier'saccount with control of compliance with the intended use

In tranches to the borrower's account

Changing the terms of a valid loan agreement

and / or

granting a new loan to repay the previous one

Loan amount

Up to 80% of the investment project cost

100% request

100% request

The following are refinanced:

- amount of the balance on the non-revolving line;

- amount of the limit on the revolving line

Schedule

In equal parts or adapted

((deferred payment of the loan body for farmers – up to 6 months.) Repayment of % - monthly on the 1st day of the month

The turnover of tranches is 90/180/270 days (for farmers).

Repayment of % - monthly on the 1st day of the month

Until 31.12.2021 - deferral of the first payment of the body payment (on request).

• In equal installments/adapted schedule (for farmers) - for non-revolving lines.
• Zeroing every 90/180/270 days (for farmers) - for revolving credit lines

Rate

Rate - 0% per annum - for the period of quarantine and restrictive measures,

3% per annum - 90 days after their cancellation

0% per annum - until 31.03.2021, 3% per annum – from 01.04.2021

Collateral

Real estate/automobiles/agricultural machinery/equipment + guarantee from an individual - business owner (for legal entities)

Compensation % from the state

Monthly to the interest account

Guarantee of principal debt from the state

For startups

Not provided

Commission

1%/1.5% (one-time when issuing a loan) –

for existing businesses/startups

1% one-time when issuing a loan

Mandatory conditions

For startups: availability of a high-quality business plan (you can complete training according to the program sme.gov.ua/579start)

• Annual income from activities per group is not more than the equivalent of 20 million euros.
• Saving at least 50% of the employees' salary fund (compared to 01.03.2020).
• Maintaining the average number of employees at the level of at least 50% (compared to 01.03.2020).