Financial literacy is a hot topic. How can the Okay website help you improve your financial knowledge?

It is important not only to be able to earn money, but also to manage it effectively. It is through the ability to manage their finances that people become wealthy and achieve their financial goals. In times of war, financial literacy is an important skill that will help you manage your money wisely and protect your savings.

It is never too late to learn and improve your financial literacy. You can develop skills and abilities that can be useful for your personal and professional life at both young and old ages.

First job, first salary, buying your own home or car, first passive income, planning your retirement. Almost every day, financial events occur in our lives, we use various financial services, and solve many financial issues. Often, in these situations, the help of a financial advisor would be very helpful. However, this service is not available to everyone.

To ensure that each of us has an assistant on financial matters at hand and does not get lost in the maelstrom of financial information, the National Bank of Ukraine has launched the website "Okay". This is a free online platform that will help you gain sufficient financial knowledge to make responsible decisions about your personal finances.

On the site, you will meet Horpynka, a financial advisor who is always happy to answer your questions. Gorpinka will tell you how to create your own budget, how to start saving, what to do with debts, what to do when you fall into the hands of payment fraudsters, how to choose an insurance company, deposit or loan. Here you will find practical advice, detailed action algorithms and financial life hacks.

The online platform has six sections: "Money, Financial Planning, Deposits, Loans, Insurance, and Fraud. The site also has two special sections: Life hacks and Question of the Day. In the "Question of the Day" section, you can find answers to the most frequently asked questions about deposits, loans, collectors, insurance, payment card fraud, etc. The "Life hacks" section contains tips on how to use financial services and manage your finances effectively.

In the context of martial law, Ukrainians have faced many challenges in terms of financial awareness. Where can I find out about current fraudulent schemes and how can I protect myself from common payment fraud scenarios? Is it possible to withdraw cash from a payment card when the power goes out? Will insurance companies pay insurance indemnity under the insurance contract during the war? Is it possible to restructure a loan that was taken out before the war? How can I optimise my personal budget to be able to save?

All these questions and many more need answers, so the "Okay" website can become a reliable source and financial advisor for you.

Thanks to the online platform "Okay", you will not only be able to find answers to your questions, but also check and improve your level of financial literacy. The site offers seven test options: a general test and six thematic tests corresponding to the content of the site's sections. After completing each of the tests, Horpynka will offer you a personalised selection of articles to help you improve your financial literacy. You can take the tests here.

Improve your financial literacy, be financially aware and expand your horizons with the online platform of the National Bank "Okay".