Card eRecovery

Get financial assistance from the state with the eRecovery card

Online application

Dear customer,

We will be happy to answer all your questions regarding the proposed service in any way convenient for you.

In addition to online ordering, you can visit our branches or call the Contact Center (free of charge in Ukraine):

0 800 501 200 (around the clock)

Product Terms

  • Account currency UAH
  • Card issuance contactless instant Free of charge
  • Replenishment in cash/cashless The account cannot be replenished, except for the crediting of financial assistance under the state programme eRecovery
  • Card transactions Allowed payments on the territory of Ukraine for the programme participants eRecovery- for the purchase of construction materials and payment for repair services
  • The list of exhibitors from whom construction materials and services can be purchased is as follows The site is available eRecovery

To issue a payment card, you must provide:

Passport of
citizen of Ukraine

Taxpayer
Identification Number

Transliteration of first and last names (similar to passport data)

For a child's card - documents of the child (under the age of 14 - a birth certificate; over the age of 14 (inclusive) - ID card with an identification code


About the service

CARD FOR PAYMENTS eRecovery

The free eVindication card from JSC "COMINBANK" allows you to receive a payment from the state under the eVindication programme if your home has suffered from the armed aggression of the Russian Federation.

Funds are provided if you have a home:

  • Damaged as a result of hostilities after 24 February 2022;
  • It is located in the unoccupied territory where no active hostilities are taking place;
  • Completely destroyed or partially damaged residential buildings, apartments and residential premises owned by Ukrainian citizens;
  • It was not completely repaired on its own.

The funds can be used to restore an apartment, house or other living space.


Conditions

    BASIC CONDITIONS AND WHO THE CARD IS FOR

  • The card is issued to Ukrainian citizens who are individuals who have reached the age of 18 and are potential recipients of financial assistance from the state;
  • The funds are provided exclusively for the repair of housing damaged as a result of hostilities;
  • The funds can be spent exclusively on the territory of Ukraine to pay for the ordered works and services for current or major repairs and the purchase of construction products, in the trade and service network, in online stores and business entities involved in the implementation of the state programme eRestoration. The list of these companies in your region can be found on the eRecovery website;
  • Funds not spent within 12-18 months (depending on the category of repair) will be returned to the state budget, and the card and account will be automatically closed by the Bank.
     

    HOW TO APPLY FOR A CARD

  • Visit any branch of JSC "COMINBANK";
  • Provide the branch employee with the documents required to open a special account, namely your passport and taxpayer registration number. During the visit, copies of these documents can be sent to the bank via Diia. To do this, you must have an ID card in the application.
  • Get your card right away at a bank branch.
  • If a special account is opened in another bank, JSC "COMINBANK" will refuse to open a second account to receive financial assistance for the restoration of the same damaged object.
     

    HOW TO APPLY FOR THE eRecovery IN ACTION PROGRAMME

  • In the Action app, go to the Services section;
  • Select eRecovery - Submit an application for payment;
  • Select the damaged object from the list of available ones or submit an information report on the damaged property (if you have not submitted it before);
  • Indicate whether repairs have been carried out;
  • Obtain the consent of the co-owners, if any;
  • Select the benefit that applies to you;
  • Select the account eRecovery from COMINBANK;
  • Fill in the contact details;
  • Check the generated application and click "Send".
     

    WHICH CARD TRANSACTIONS ARE PROHIBITED

  • Any replenishment of the card other than crediting a payment from the state under the Programme;
  • Any transfers to other cards and accounts;
  • Cash withdrawals;
  • Payment for other categories of goods that are not included in the list of the group of goods specified in the Programme.

convenient
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Use it for free in any country worldwide!

"Mastercard More" bonus program


Pay with a Mastercard payment card from JSC "COMINBANK", accumulate points and exchange them for interesting offers and participate in promotions under the Mastercard more bonus program.

To participate in the program, you must register here
 

Frequently asked questions

How do I get a PIN code for a new card?

You can set a PIN code for a new card as follows:

- Call the Contact center by phone 0 800 501 200;

- Pass identification by the Contact center operator;

- Inform about your desire to get a PIN code;

- Get an SMS message with a PIN code to your financial phone number.

The PIN code will be sent to you in an SMS message with the following content:

Enabling SMS banking to receive a PIN code is optional.

It is mandatory to have the client's financial phone number in the Bank.

How do I change the PIN code for a card that I already use?

You can change the PIN code at an ATM or through the Contact Center. To set a new PIN code at the ATM, you must remember your old PIN code.

 

The option of re-obtaining a PIN through the Contact Center is available for cards issued after 09/16/2021.

You can change the PIN code to the card via the Contact Center as follows:

- Call 0 800 501 200;

- Pass identification by the Contact center operator;

- Inform about your desire to get a PIN code;

- Get an SMS message with a PIN code to your financial phone number.

The PIN code will be sent to you in an SMS message with the following content:

Enabling SMS banking to receive a PIN code is optional.

It is mandatory to have the client's financial phone number in the Bank.

 

If your card was issued before 16.09.2021 and you forgot your PIN code, you need to contact the bank outlet and reissue the card. In the future, you will be able to get a PIN code in a text message.

 

 
ATMs of which banks can I use for changing my PIN?*

You can change the PIN code at ATMs of the following banks:

•          "CB "PRIVATBANK" JSC;

•          RAIFFEISEN BANK JSC;

•          "UKRGASBANK" JSB;

•          OTP BANK JSC;

•          "KREDOBANK" JSC;

•          "FUIB" JSC;

•          PIVDENNY JSC

•          CREDIT AGRICOLE BANK JSC;

•          "BANK VOSTOK" PJSC.

To set a new PIN code at the ATM, you must remember your old PIN code.

*The list is not exhaustive.

How do I get a bank card?

You can get the card by contacting one of the following Bank outlets. You must provide your passport and identification code there. Please note that when applying for a children's card or credit card with a limit of more than 10 000 UAH, you must provide additional documents. It takes about 15 minutes to issue a non-personalized card (instant card). Arrange a convenient time for visiting the bank outlet with our manager by leaving a request.

How do I change my bank card limits?

You can change the limits for cash withdrawals and payments in retail and service networks in one of the following ways:

• via a chatbot (section "my cards" – "card limits");

• call the Contact Center at: 0 800 501 200 (calls are free within Ukraine) or +38 (044) 290-79-00 (the cost of calls is charged according to the tariffs of your mobile operator). Limits are valid for up to 30 calendar days;

• contact the nearest bank outlet  (you must have a passport or other identity document with you).

You can change the limits for payments on the Internet (including transfers from card to card (p2p)) in one of the following ways:

• * call the Contact Center at: 0 800 501 200 (calls are free within Ukraine) or +38 (044) 290-79-00 (the cost of calls is charged according to the tariffs of your mobile operator). Limits are valid for up to 30 calendar days;

• * via a chatbot (section "my cards" – "card limits");

• contact the nearest bank outlet . You must have a passport or other identity document with you.

How do I top up my card account?

In cash:

• through the cash desk (crediting in foreign currency can be made only by the account holder or by an authorized representative under a power of attorney)

• via an ATM of another bank with the function of accepting cash

• via a self-service terminal.

Non-cash deposit:

• from an account opened with JSC "COMINBANK – in the internet banking system "CIB-online"

transfer from card to card

• transfer from another bank using your bank details.

What should I do if my card is lost?

If you lose your card immediately block it using one of the following methods:

• call the Contact Center at: 0 800 501 200 (calls are free within Ukraine) or +38 (044) 290-79-00 (the cost of calls is charged according to the tariffs of your mobile operator).

• in the CIB-online Internet banking system (go to the section "Payment Cards" - "Card Management" and select "Block Card").

• via a chatbot (section "My cards" – "Card blocking").

How much money can I withdraw at POS terminals of retail and service chains/ pharmacies / gas stations?

Maximum limit for cash withdrawals at the cash desk at the following retail outlets*:

  • up to 6 000 UAH - retail chains/stores "ATB-market", "Silpo", "Trash!", "Fora", "FOZZY", "VARUS", "NOVUS", "Auchan" , "KOLO", "WINETIME"; gas stations "OKKO", "WOG"; pharmacies "Bila romashka", "ANC", "Kopiyka", "911", "Pharmacy of wholesale prices"; Shopping Center "EPICENTER", "Nova Liniia";
  • up to 5 000 UAH - gas station "Ukrnafta";
  • up to 2 000 UAH - retail chains/stores "LotOK", "Tochka"," Sim23"; lines of EVA stores;
  • up to 500 UAH – shop "ROSHEN"; gas station "BRSM-NAFTA".

* The list is not exhaustive. Retail outlets where cash is issued have the right to independently determine the amount of funds issued.

Before paying, you need to warn the cashier about your desire to withdraw cash.

What should I do if a commission warning appears when withdrawing funds from an ATM of another bank?

If your tariff package does not provide for a fee for withdrawing funds from an ATM of another bank, but a warning appears when you withdraw funds - this is the acquiring bank's fee, JSC COMINBANK does not affect its withholding, you have the right to perform the operation with an additional fee or refuse to perform it. You can refuse the transaction and receive funds at the cash desk of JSC COMINBANK or withdraw funds at the cash desk when making purchases in retail and service networks without commissions.